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How To Play Pontoon: Rules, Payouts and Tips to Win
In this blog post, we’ll break down the essential rules of Pontoon, a popular variation of blackjack with its own unique twists. From hitting and standing to doubling down and splitting, we’ll cover everything you need to know to start playing with confidence.
Pontoon rules
Pontoon is a blackjack-style card game with unique rules. The objective is to form a hand valued higher than the dealer’s without exceeding 21.
Each player starts with two face-up cards, while the dealer’s cards remain face down. Players can choose to hit (take another card), stand (keep their current total), split (divide matching cards into two hands), or double down (double their bet and take one more card).
A Pontoon (an Ace and a 10-value card) is the best hand, beating all other totals, including a dealer’s 21. Additionally, players must hit if their hand is 14 or lower.
Card values in Pontoon
| Card | Value |
|---|---|
| Ace | 1 or 11 (depending on the hand) |
| 2-10 | Face value |
| Jack, Queen, King | 10 |
Pontoon Payouts
| Hand Type | Description | Payout |
|---|---|---|
| Pontoon | Strongest possible hand, made up of an Ace and any 10-value card | 2:1 |
| Five Card Trick | A hand consisting of five cards without exceeding 21 | 2:1 |
| Higher Total | Player's hand surpasses the dealer’s without going over 21 | 1:1 |
| Dealer Bust | Dealer exceeds 21, resulting in a win for all remaining players | 1:1 |
Tips to Win at Pontoon
Winning at Pontoon requires strategy and a good understanding of the game’s unique rules. Here are a few tips:
- Hit when your hand totals 19-21 to improve your chances.
- Double down on 11 or less to maximize potential winnings.
- Never split pairs of 4s or 5s, but always split Aces.
- Surrender when holding 15 against a dealer’s 9, 10, or Ace to minimize losses.
- Master the Five Card Trick, as it pays 2:1 and can be a game-changer.
Start with these basic strategies and refine your approach as you gain experience.