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How to Play Blackjack: Rules, Payouts and Odds
Blackjack is a classic casino game where players aim to beat the dealer by getting as close to 21 as possible without going over. Understanding blackjack rules and how to play is key to making the right moves at the table. In this blog post, we’ll cover the basics, including card values, dealer rules, betting options, odds, and payouts
Basic Blackjack Rules
In online blackjack, players compete against the dealer, aiming to get as close to 21 as possible without exceeding it. Each player receives two face-up cards, while the dealer has one card face-up and one face-down. Number cards hold their face value, 10s, Jacks, Queens, and Kings count as 10, and Aces can be 1 or 11, depending on what benefits the hand.
Players can choose to hit (take another card) or stand (keep their current hand). If a player’s total exceeds 21, they bust and lose the round. The dealer follows fixed rules, typically standing on 17 and drawing on 16 or lower.
Winning hands are those that total higher than the dealer’s without busting. If both hands have the same total, the result is a push, and the original bet remains. Players also have options like splitting pairs, doubling down, and taking insurance.
Features of European Blackjack
European Blackjack is played with two decks and follows strict rules that impact strategy. The dealer receives no hole card and stands on all 17s. Doubling down is only allowed on 9, 10, or 11, while splitting is limited to once per round, with only one extra card dealt to split Aces. Late surrender is not available, and a natural blackjack pays 3:2, while insurance pays 2:1.
Features of American Blackjack
American Blackjack is played with six to eight decks, and the dealer receives two cards, one face-up and one face-down (hole card). If the dealer’s upcard is an Ace or 10-value card, they check for blackjack before players act. Doubling down is allowed on any two cards, and players can split up to three times, including resplitting Aces. Late surrender is available, allowing players to fold and recover half their bet. A blackjack pays 3:2, and insurance pays 2:1.
Main Blackjack Actions & Features
Below are the key actions in blackjack and what they do:
- Hit – Take an additional card to increase your hand total.
- Stand – Keep your current hand without drawing more cards.
- Double Down – Double your bet and receive only one more card.
- Split – Divide a pair into two separate hands with an extra bet.
- Surrender – Give up your hand and get back half your bet (if allowed).
- Insurance – A side bet protecting against the dealer’s blackjack, paying 2:1 if they have it.
- Even Money – Guarantees a 1:1 payout on your blackjack if the dealer shows an Ace.
How to Play Blackjack
- Place your bet - Players begin by placing a bet, with the table displaying minimum and maximum bet limits.
- Receive your cards - After all bets are made, the dealer deals two face-up cards to each player.
- Choose to hit or stand - With your two cards in hand, you can either hit to add more cards or stand to keep your current hand value.
- Dealer’s turn - Once players finish their moves, the dealer reveals their hidden card and must hit or stand according to the table’s rules.
- Determine the winner - If both the player and dealer remain below 21, the hand with the highest value wins.
Blackjack Bets & Payouts
- A blackjack hand (Ace + 10) typically pays 3:2, though some tables offer 6:5 payouts.
- A winning standard hand (any hand that beats the dealer without busting) pays 1:1.
- Taking insurance, a side bet available when the dealer shows an Ace, pays 2:1 if the dealer has blackjack.
- A successful double down follows standard payouts, returning 1:1 on the increased wager.
- A push occurs when the player and dealer have the same total, resulting in no win or loss, and the original bet is returned.
- Splitting pairs follows standard payout rules, with each split hand played separately and paying 1:1 if it wins.
Blackjack Odds
| Hand Value | Winning Odds | Loss Risk | House Edge |
|---|---|---|---|
| 21 (Blackjack) | 100% | 0% | 0 (Payout 3:2 when won) |
| 20 | 92% | 0% | 0.5% |
| 19 | 85% | 10% | 0.5% |
| 18 | 77% | 15% | 1% |
| 17 (Soft/Hard) | 70% | 20% | 1% |
| 16 | 60% | 32% | 1.5% |
| 15 | 50% | 42% | 2% |
| 14 | 42% | 50% | 2% |
| 13 | 35% | 55% | 2.5% |
| 12 | 30% | 60% | 3% |
| 11 (Double Down) | 50% | 50% | 1% When Doubling |
| 10 (Double Down) | 50% | 50% | 1% When Doubling |
| 9 (Double Down) | 42% | 55% | 1.5% with Double |
| 8 or Lower | 30% | 70% | 4% |
Play Blackjack online at Las Atlantis
Las Atlantis Casino offers exciting opportunities for playing blackjack online, including a live dealer blackjack strategy. The platform provides a secure environment with multiple blackjack variations and multiplayer tables.