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1-3-2-4 Baccarat Strategy

Casino games vary in pace and complexity, but baccarat remains a timeless classic at the table. The 1324 baccarat strategy is a simple betting system that helps players manage risk during gameplay. The name reflects the sequence of bets: 1, 3, 2, 4 units. You move to the next number in the sequence after each win, and you go back to the beginning after each loss.

This approach is designed to protect small gains while limiting exposure to bigger losses. It doesn’t mean you will win every online baccarat session, but it helps you stay in control and avoid reckless betting. Keep reading to learn how to play baccarat with structure and discipline.

What is the 1324 Strategy in Baccarat? 

The first thing to know about the 1324 baccarat strategy is that it's a simple positive progressionbetting system designed to manage risk and protect your bankroll. It's one of the most widely used baccarat strategies. Players who are not into complex calculations would pick it. 

So, the 1324 baccarat strategy uses a sequence of units to guide your bets: 1, 3, 2, and 4. Players apply it to even money wagers.

For example, to the Banker or Player bets. The idea is to increase your stake after each win and to move back to the beginning after any loss. The goal isn’t to improve your odds. The goal is to manage your risk better but allow your profits to grow steadily.

You might also have heard about the 3 2 6 system, sometimes written as 1 3 2 6, or the 2 6 betting system. These alternatives share a similar positive progression logic: players increase their bets after a win and reset after a loss. But they use different sequences and risk levels. Let’s say you choose the 3 2 6 betting method. You’ll begin by betting 1 unit. If you win, you move to 3 units, then 2, and finally 6. If you win all four bets, you walk away with a total profit of 12 units. 

Unlike the 1324 baccarat strategy, this system requires risking more of your previous winnings in the final stage. 

How to Use the 1324 Strategy in Baccarat

To use the 1324 baccarat strategy, one should follow a clear four-step sequence: 1 3 2 4. This betting system helps players stay in control and protect their bankroll. That’s how it works:

  1. Start by placing your first bet of one unit.
  2. If you win, move to the second bet of three units. 
  3. Win again, and your third bet will be two units.
  4. If that also wins, you place your fourth bet of four units. 
  5. When players complete all four bets successfully, they make a total profit of 10 units.

If you lose at any stage, whether on the second,third, or fourth bet, you return to the beginning and bet one unit again. It’s a common practice for some players to quit one unit down if they lose in the early steps of the sequence, especially after the first bet.

The 1324 baccarat strategy is popular because it’s easier to manage than other systems. It works best on even-money bets, such as Banker or Player, as a betting system. It’s a reliable baccarat strategy for players seeking a structured, low-risk approach to enjoying casino games.

Pros and Cons

Like any other betting system, the 1324 baccarat strategy comes with both benefits and drawbacks. It’s designed to give players a simple way to manage risk in casino games, especially on even-money bets.

Pros:

  • You need to follow a simple and fixed betting sequence: 1, 3, 2, 4.
  • No single bet in the sequence risks more than 4 units.
  • The third bet is just 2 units, making it more conservative than other progressions.
  • It encourages discipline and bankroll control.
  • It works well for all types of players who prefer a low-risk baccarat strategy.

Cons:

  • The 1324 baccarat strategy doesn’t improve your odds of winning.
  • One loss late in the sequence, especially on the fourth bet, can erase earlier wins.
  • It relies on short-term winning streaks, like any betting system, and they aren’t guaranteed.

Overall, the 1324 baccarat strategy offers a structured approach to the game, but it should be used with realistic expectations and solid money management.

FAQ

Where can I use the 1-3-2-4 baccarat strategy?

Players can use the 1-3-2-4betting system at most land-based casinos and in online baccarat games that offer even-money betting options.

Is the 1-3-2-4 system suitable for high-risk or low-risk players?

The 1-3-2-4betting system is best suited for low-risk players who want a controlled strategy at the casino table.

Can I combine the 1-3-2-4 system with other betting strategies?

You can combine the 1-3-2-4betting system with another strategy. For example, some players switch to the 3 2 6 system for a more aggressive approach after a winning streak.